Debit CardThe First Accredited Debit Card by a Mongolian NBFIFast and efficient transactions are available for both national and online payment
Digital Bank Account
Ard Credit Current Account
Card Validity Period
5 years
Card Reissue Fee
₮20.000
Account Limit
₮20,000,000
Transfer Fee
₮300
ATM Withdrawal Fee
₮500
Account Fee
Free
Card Order
Ard App Mini App "Cards" section
Credit CardPERFECT SERVICE. UNLIMITED POTENTIALUnlock the ultimate in luxury with the Credit Card. Enjoy exclusive financial perks and top-tier customer service tailored to elevate your lifestyle
Total Investment
Must be at least 6 months or longer
Credit Limit(minimum)
₮1.000.000
Credit Limit(maximum)
₮100.000.000
Overlimit Percentage
10%
Fee (2 years)
₮50.000
Replacement Fee (Loss, Cancellation, Magnetic Strip Damage)
₮40.000
Interest Rate (Purchases)
2.40%
Interest Rate (Cash Withdrawals)
3.5%
Duration
24 months
Payback(Percentage)
10%
Payback(Day)
15th of every month
Statement Issuance Date
1st of every month
Interest Free Days
Up to 30 days
Cash Withdrawal Limit (ATM withdrawals, Ard App transactions, etc.)
50% of the credit limit
Late Payment Fee
1% (Minimum ₮5.000)
Overlimit Fee
1% (Minimum ₮5.000)
Credit CardSEAMLESS ACCOUNT CONNECTION