Debit CardMongolian NBFI's First Accredited Debit CardFast and efficient transactions are available for both national and online payment
Digital Bank Account
Ard Credit Current Account
Card Annual Fee
₮10.000
Card Validity Period
5 years
New Card Issuance Fee
₮20.000
Card Reissue Fee
₮20.000
Card Expiry Extension
₮10.000
New PIN Code Generation
₮100
Cash transaction daily limit
₮20.000.000
Non-Cash transaction daily limit
₮20.000.000
Purchase transaction fee
Free
Foreign ATM cash withdrawal fee
$1.5 or minimum ₮3.000
Credit CardPERFECT SERVICE. UNLIMITED POTENTIALUnlock the ultimate in luxury with the Credit Card. Enjoy exclusive financial perks and top-tier customer service tailored to elevate your lifestyle
Total Investment
Must be at least 6 months or longer
Credit Limit(minimum)
₮1.000.000
Credit Limit(maximum)
₮100.000.000
Overlimit Percentage
10%
Fee (2 years)
₮50.000
Replacement Fee (Loss, Cancellation, Magnetic Strip Damage)
₮40.000
Interest Rate (Purchases)
2.40%
Interest Rate (Cash Withdrawals)
3.5%
Duration
24 months
Payback(Percentage)
10%
Payback(Day)
15th of every month
Statement Issuance Date
1st of every month
Interest Free Days
Up to 30 days
Cash Withdrawal Limit (ATM withdrawals, Ard App transactions, etc.)
50% of the credit limit
Late Payment Fee
1% (Minimum ₮5.000)
Overlimit Fee
1% (Minimum ₮5.000)
Credit CardSEAMLESS ACCOUNT CONNECTION
What should I do if I lose my debit card?
How can I check the balance on my debit card?
What should I do if there’s a suspicious transaction on my debit card statement?
What should I do if I forget my PIN code?
How do I activate my debit card?
What should I do if I lose my credit card?
How can I make credit card payments?
How can I check my credit card balance and transaction history?
How can I reset my credit card PIN?
How is interest calculated on a credit card?
















