Personal Accident InsuranceUnexpected risks never knock on the doorThis insurance provides compensation for loss of life or bodily injury suffered by the insured as a result of an unforeseen accident

Coverage

• Industrial and technical risksAccidents caused by interaction with machinery, equipment, and tools; exposure to electric current, explosion, fire; chemical poisoning; and accidents resulting from violations of safety procedures.

• Mechanical and vehicle-related risksAccidents involving bicycles, motorcycles, automobiles, mechanical vehicles, trains, aircraft, and watercraft, including overturning, collision, falling, or sinking.

• Natural risksEarthquake, snowstorm, dust storm, strong winds, floods, landslides, collapse, lightning, heavy rain, hail, forest fires, drowning, sinking in mud or marsh areas.

• Domestic/household risksFalling, slipping, road accidents, being hit by an object, being pinched or crushed, burns, or poisoning by toxic gases.

• External/intentional harm by othersInjuries caused by criminal acts such as being shot, stabbed, poisoned, beaten, or assaulted.

Advantages of Personal Accident InsuranceThe minimum insured amount is low (starting from 1,000,000₮), and the premium is flexible.In case of temporary disability, compensation is paid based on the duration of disability.Claims are processed quickly.

Sum Insured and PremiumThe insured amount is determined by mutual agreement between the insurer and the insured, with a minimum insured value of no less than 1,000,000₮Premiums may vary depending on the insured’s occupation and chosen level of coverage, offering flexible pricing